territories, please call Goldman Sachs at 87 with questions about accessing this offer or applying for Apple Card. Available for qualifying applicants in the United States. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan participating corporate Employee Purchase Programs Apple at Work for small businesses Government, and Veterans and Military Purchase Programs, or on refurbished devices. See the Apple Card Customer Agreement at for more information. Taxes and shipping are not included in ACMI transactions and are subject to your standard purchase APR. If you choose the pay‑in‑full or one‑time‑payment option for an ACMI‑eligible purchase instead of choosing ACMI as the payment option at checkout, that purchase will be subject to the variable APR assigned to your Apple Card. Variable APRs for Apple Card other than ACMI range from 13.24% to 24.24% based on creditworthiness.

ACMI is subject to credit approval and credit limit. Separately, Qualified Purchasers will receive and be charged for the Apple Gift Card in the amount of the applicable discount off the eligible Mac or iPad. The total combined amount charged over the two separate ACMI installment plans will reflect the original full retail price of the Eligible Product. This will result in one ACMI installment plan over 12 months for the eligible iPad or Mac discounted by the instant credit, and a second ACMI installment plan over 12 months for the full price of the Apple Gift Card. Important notice regarding the checkout receipt and monthly statement for Apple Card Monthly Installment (ACMI) purchases with this promotion: Qualified Purchasers selecting ACMI (a 0% APR payment option) as payment type at checkout shall receive a discount equal to the value of the Apple Gift Card off the price of the eligible Mac or iPad. Qualified Purchasers shall receive a discount equal to the value of the Apple Gift Card off the price of the eligible Mac or iPad, but will be charged for all items in their cart, including the Apple Gift Card. Only one Apple Gift Card per eligible Mac or iPad per Qualified Purchaser.

Qualified Purchasers receive an Apple Gift Card when they purchase an eligible Mac or iPad at a Qualifying Location.

iPhone 8 or later users may subscribe without an Apple Watch later this fall.

Apple sandbox cloud